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Smoke Detectors Save Lives!
If you don't have a working Smoke Detector, please contact your local fire department or MetroCall


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Part of the insurance premiums that are paid by homeowners and businesses are based on the quality of the fire protection available. The Insurance Services Organization (ISO) suggests the rating to any insurance company that requests it. The ISO conducts an inspection of the fire department and its capabilities, the available water supply in the area (the closest fire hydrant and water flow from that hydrant) and the emergency communications facility.

When the inspection is complete, a score/grade is assigned to the city. This grade will have an affect on the property insurance premium that you pay. Class 1 is the very best grade and you can expect to pay the lowest premium available. Class 10 is the worst rating and is assigned to areas which offer no fire protection.

The average rating for the Fire Districts in Suburban Jefferson County is a 4 and Kentucky’s average is a 7.

 

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Last modified: 03/10/08